Attorney Brian D. Flick Attends Bankruptcy Bootcamp

Brian D. Flick, an attorney with Godbey & Associates, recently attended Max Gardner’s Bankruptcy Bootcamp. The Bootcamp is a 4-day intensive training course in the Bankruptcy Litigation Model which covers all areas of litigation in a consumer bankruptcy case.  Topics … Continue reading

Posted in Bankruptcy

What Is The Fair Debt Collection & Practices Act?

The Fair Debt Collection and Practices Act (FDCPA) prohibits debt collectors from using abusive, decep­tive, and unfair debt collection practices. If a consumer receives an abusive call from a debt collector, he or she can inform the caller that they … Continue reading

Posted in Bankruptcy

A Debt Collector Is Calling Me And Threatening To Sue Me Or Have Me Arrested! Can This Happen?

Many debt collector callers can be very abusive. Most of them get paid on commission.  It is important to know that they are not allowed to threaten you. I get calls very frequently from people who tell me they received … Continue reading

Posted in Bankruptcy, Credit

What Should I Do When A Debt Collector Calls Me?

It is up to each individual creditor—whether a bank, credit card company, car dealer or other organization—to decide how much patience they want to have with customers who are in arrears.  Sometimes, a collection agency will call if you are … Continue reading

Posted in Bankruptcy, Financial

What Is Chapter 13 Bankruptcy?

Around the United States, consumers are trying to get back on their feet following the recent economic crisis.  As the recovery effort begins, many Americans are facing mounting debt and continued creditor calls.  In some cases, bankruptcy is the financial … Continue reading

Posted in Bankruptcy

Dealing With Debt Collectors 101

Debt collection can be a scary situation, especially given the current state of the economy.  But, if a debt collector is calling you, there are steps you can take to reduce your debt and make sure the calls end.  We … Continue reading

Posted in Bankruptcy, Credit, Financial

What Is Chapter 13 Bankruptcy?

Around the United States, consumers are trying to get back on their feet following the recent economic crisis.  As the recovery effort begins, many Americans are facing mounting debt and continued creditor calls.  In some cases, bankruptcy is the financial … Continue reading

Posted in Bankruptcy

Dealing With Debt Collectors 101

Debt collection can be a scary situation, especially given the current state of the economy. But, if a debt collector is calling you, there are steps you can take to reduce your debt and make sure the calls end. We … Continue reading

Posted in Bankruptcy, Borrowers, Credit, Financial, Foreclosure, Lenders, mortgage

Family Law – Bankruptcy filing in a Divorce Proceeding

Horvath v. Horvath Cite as [Horvath v. Horvatyh, 2010-Ohio-316] Third District Court of Appeals Union County Rendered February 1, 2010 Plaintiff-Appellant/Cross-Appellee Suzanne Horvath (“Suzanne”)appeals the June 5, 2009 Judgment Entry of the Union County Court of Common Pleas, Domestic Relations … Continue reading

Posted in Bankruptcy, Divorce, Family law

Watch Out for Fraudulent 'Foreclosure Rescuers'

Recently, Robert E. Power, Jr, a self-proclaimed foreclosure rescuer, pleaded guilty in federal court to bankruptcy fraud. His company, Yorkshire Financial Services, was targeting homeowners at risk for foreclosure. Yorkshire represented that they could negotiate new mortgages for the homeowners … Continue reading

Posted in Bankruptcy, Foreclosure