Lazy Banks Lose Out

The downturned economy and after-effects of the mortgage crisis have taken a toll on Cincinnati.  Drive through a West-side neighborhood and you will see countless foreclosures and blighted properties.  Due to irresponsible lending practices, many Ohio homeowners were forced into … Continue reading

Posted in Bankruptcy, Credit, mortgage

A Debt Collector Is Calling Me And Threatening To Sue Me Or Have Me Arrested! Can This Happen?

Many debt collector callers can be very abusive. Most of them get paid on commission.  It is important to know that they are not allowed to threaten you. I get calls very frequently from people who tell me they received … Continue reading

Posted in Bankruptcy, Credit

Dealing With Debt Collectors 101

Debt collection can be a scary situation, especially given the current state of the economy.  But, if a debt collector is calling you, there are steps you can take to reduce your debt and make sure the calls end.  We … Continue reading

Posted in Bankruptcy, Credit, Financial

Dealing With Debt Collectors 101

Debt collection can be a scary situation, especially given the current state of the economy. But, if a debt collector is calling you, there are steps you can take to reduce your debt and make sure the calls end. We … Continue reading

Posted in Bankruptcy, Borrowers, Credit, Financial, Foreclosure, Lenders, mortgage

Ohio is Number 1 in…

…Foreclosures! When you think of Ohio, what do you think of? Football? The Ohio River? Lake Erie? The Buckeyes? Well, add this to your list: Home Foreclosures. In Ohio, more than anywhere else in the United States, people are losing … Continue reading

Posted in Bankruptcy, Credit, Foreclosure, Lenders

SURVEY: BANKRUPTCY FILINGS ON THE RISE AGAIN, LIKELY TO RETURN TO PRE-2005 LAW LEVELS DURING NEXT YEAR

NACBA Surveys 700 U.S. Bankruptcy Attorneys on Eve of October 17, 2006 Anniversary of Controversial Law Change; Over Nine Out of 10 Say Law Has Simply Increased the Costs of Bankruptcy, With No Benefits. WASHINGTON, D.C.//October 4, 2006//As the controversial … Continue reading

Posted in Bankruptcy, Borrowers, Credit, Foreclosure