Lazy Banks Lose Out

The downturned economy and after-effects of the mortgage crisis have taken a toll on Cincinnati.  Drive through a West-side neighborhood and you will see countless foreclosures and blighted properties.  Due to irresponsible lending practices, many Ohio homeowners were forced into … Continue reading

Posted in Bankruptcy, Credit, mortgage

Dealing With Debt Collectors 101

Debt collection can be a scary situation, especially given the current state of the economy. But, if a debt collector is calling you, there are steps you can take to reduce your debt and make sure the calls end. We … Continue reading

Posted in Bankruptcy, Borrowers, Credit, Financial, Foreclosure, Lenders, mortgage

Guides to Help Fight Home Loss Awaited

The Obama administration’s foreclosure plan has won plaudits for tackling an issue at the heart of the current financial crisis, but an exact pattern for identifying at-risk mortgages and how to restructure them has yet to be unveiled. Alterations or … Continue reading

Posted in Bankruptcy, Borrowers, Financial, Foreclosure, Lenders, mortgage

Bankruptcy: What Are Your Options?

Most people understand that bankruptcy is a way to clear up a lot of debt, but are uncertain of the details. A brief overview of the most common forms of bankruptcy follows. Chapter 7 bankruptcy is what most people think … Continue reading

Posted in Bankruptcy, Financial, Foreclosure, Lenders, mortgage